Medicaid and Medicare are two medical health insurance programs offered in the United States by the state government and the federal government. A lot of people ask if there is a dentist that accepts Medicaid near me. As an individual, you are eligible for both insurance programs and can avail the benefits of both of them. Even though both programs may sound similar, there is a clear difference between them in terms of coverage and eligibility. Each of the programs is governed by its own set of regulations and criteria.
What Is Medicaid?
Medicaid is a state-run health insurance program that essentially covers citizens of low-income groups. Those in need of health care are provided medical services at a lower cost or no cost by the state. Each beneficiary has to recertify themselves every year to avail the benefits of this program. The eligibility criteria and requirements for Medicaid provided depend upon each state.
The coverage under Medicaid includes hospital costs, treatment costs, and routine medical care. You may have to pay part or no payment depending upon your eligibility. It includes:
- Pregnant Women
- Elderly people with disabilities
- Low-income adults
Medicaid also includes dental healthcare, and there is a lot of dentists that accept Medicaid near me. Dental services include restoration of teeth, treatment of pain and infections, routine dental health check-ups, and dental surgeries.
What Is Medicare?
Medicare is a federal-run health care program that covers the healthcare costs of eligible citizens. Citizens above 65 years of age are eligible for coverage under this plan. Also, individuals below 65 years of age with a disability or a special case such as a chronic situation are eligible for the Medicare program.
Patients are required to pay some part of the cost through monthly premiums or deductibles. Medicare coverage offered by the federal government is divided into four different parts.
- Part A: This medical coverage includes inpatient medical care, hospital services and stay, treatment, nursing, and surgical care.
- Part B: This is for the outpatient medical coverage and includes physician appointments, medical equipment, hospital stay, treatment, and care.
- Part C: Private insurers offer this insurance that provides the combined benefits of the Original Medicare or Part A and B. Only recognized private insurers can provide this coverage and may also include prescription drugs and other medical facilities such as dental services.
- Part D: This coverage includes aid in the payments of prescription drugs and medicines.
Points of Differences
Even though both plans may sound similar, there are clear differences among both of them.
- The state-run government offers Medicaid, and the federal government provides medicare.
- Medicare is only eligible for citizens above 65 years of age, and people belonging to the low-income category are eligible for Medicaid.
- Medicaid provides medical health care at zero to partly cost, and in medicare, you have to pay some of the cost through monthly premiums and deductibles.
Dental Care By Dentist That Accepts Medicaid Near Me
Dental health has been recognized as an essential aspect of a healthy lifestyle and therefore added under the coverage of Medicaid. Individuals from low-income backgrounds who are eligible for Medicaid are also suitable for routine dental health services.
Also, dental health care for children is added under this program, and you can avail yourself of the benefits from a dentist that accepts Medicaid near me. Early periodic screening and diagnostic testing in children improve treatment and a possibility of a normal lifestyle. Even though severe dental cases are rare, people from low-income categories can use this program to treat their young ones with the help of the Medicare state.
Some individuals meet the criteria of both the programs and can therefore avail the benefits of both. Adult citizens above the age of 65 years meet the requirements for medicare but may also be eligible for state-run Medicaid. Such individuals are termed as dual-eligible and may avail of dual benefits. Availing both will cover most of their health costs, such as hospital, treatment, and prescription drugs.
Dual Health Plans For Dentists That Accepts Medicaid Near Me
Dual health plans for people who are eligible for both Medicaid and medicare. Medicare Advantage plans provide Part A and B benefits and provide coverage for hospital, medical, and prescription drugs.
Also, private insurers offer this plan to individuals to improve their healthcare needs. Before opting for any plan, look for various benefits you receive and look for a dentist that accepts Medicaid near me. It is very important to understand dual health plans and then take a call.